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Am I Disabled Enough For Social Security Disability? Talk To A Lawyer In Killeen, Texas.

Many people suffering from mental and physical disabilities who are unable to work qualify for Social Security Disability (SSD) benefits. However, there are strict requirements that must be met. The Social Security Administration has established a listing of impairments detailing the physical and mental disabilities that may qualify an individual to receive SSD benefits.

At Michalk, Beatty & Alcozer, L.P., we can help you determine if you qualify for SSD benefits for your disability. If you have ever asked yourself, “Am I disabled enough for Social Security Disability?” we urge you to contact our law office for a free consultation.

How Do You Qualify For SSD Benefits?

Many people who are seriously injured or disabled wonder if they qualify for disability benefits through SSD. There are two main requirements that must be met in order to receive SSD benefits:

  • Financial requirements: The disabled individual must have paid enough Federal Insurance Contributions Act (FICA) taxes into the Social Security Disability Insurance system while employed.
  • Medical requirements: The disabled individual must meet the Social Security Administration’s definition of disability for his or her particular condition. Both physical and mental disabilities are included.

The medical condition/disability must prevent the worker from being able to perform his or her job duties and must also prevent the worker from taking another job. Additionally, the disability must be expected to last a period of one year or more. If the worker is expected to recover in just a few weeks, he or she is likely not to qualify for SSD benefits.

Thorough medical examinations are required to prove that the disability meets SSA requirements. It is important for anyone who is seeking SSD benefits to keep all documents and paperwork relating to medical treatment. This information is essential during the application process.

When An Initial Claim Is Denied

Since the SSD claims process is complex and condition specific, it is advisable to work with an SSD attorney during the initial application process. But remember: The majority of initial applications are denied. Don’t be discouraged if your initial claim was denied. You can pursue an appeal. Many people successfully obtain disability benefits through the Social Security Disability appeals process.

Frequently Asked Questions About SSDI Benefits

It can be terrifying to find yourself in a situation where your health prevents you from working. It’s only natural to have questions; we answer a few below to get you started.

What medical conditions qualify for SSDI benefits?

Nearly any physical or mental condition – or any combination of conditions – can qualify you for SSDI benefits if the impairment is severe enough. To qualify as “severe” under the Social Security Administration’s rules, your condition must prevent you from earning substantial gainful activity and either have lasted or be expected to last at least 12 months (or result in death).

What is the process for determining medical eligibility for SSDI benefits?

Once you file for SSDI benefits and pass the non-medical eligibility screening, your claim will be sent to the state’s Disability Determination Services (DDS) for a medical determination. There, your medical records and other information will be collected and evaluated by a claims examiner and a physician to see if you meet SSA’s criteria for disability.

What are the work requirements to qualify for SSDI benefits?

The duration of work test for SSDI evaluates whether an application has worked and paid into the Social Security system long enough to qualify as “insured” for benefits. This calculation takes into account your age and when the disability began. Most people need 40 credits (which can be earned at the rate of four per year), and 20 of those credits must have been earned in the last 10 years before your disability began. Younger disabled workers need less.

What is the ‘List of Impairments’ and how is it used in the SSDI application process?

The List of Impairments or SSA’s “Blue Book” is a compilation of medical conditions and criteria used by the agency to assess disability claims. If your condition appears on the list and exactly matches the description there, you are generally considered disabled without further evaluation. However, you do not have to have a “listed” condition nor meet the exact criteria of one to qualify for benefits.

No one should ever assume that they are unable to qualify for SSDI benefits without speaking to an experienced advocate.

Contact Us In Killeen, Texas

Contact our firm today to book an initial consultation to discuss your potential SSD claim. Call 254-727-7235 , or send us an email online.

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