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Understand the medical requirements to receive SSD benefits

When you spend your day working hard at your job so you can remain independent and provide for your family's financial needs, it comes as a shock when an injury or illness renders you unable to work anymore. This is especially true if you then have to rely on others for assistance. In order to lessen the financial blow of losing a job due to a disability, the Social Security Administration administers federal programs that provide financial benefits to qualifying disabled individuals in Texas and nationwide.

Social Security Disability covers an array of conditions

For decades, the United States Social Security Administration has been helping disabled Americans through two programs designed to provide financial relief for those who are unable to work. The Social Security Disability Insurance, or SSDI, program takes a portion of payroll taxes for the program, allowing for those who paid into the program to obtain monthly payments if they qualify. The Supplemental Security Income, or SSI program is for lower income-earning Americans who have not paid into the SDDI program.

What is a disability under SSD?

Even though individuals across the country pride themselves on working hard at their jobs to support their families and retain their independence, there are certain medical conditions that can prevent them from working at their full potential. Whether it is due to a workplace accident or some other condition, it can end up affecting the Texas resident's ability to provide for their family and support them monetarily. Federal programs, in the form of Social Security Disability benefits and Supplemental Security Income, can help fill the gap.

Appeal a SSD denial with legal help

As mentioned previously on this blog, there are various reasons a Social Security benefits claim is denied and more often than not, the first application is denied. However, it is important to keep in mind that just because the application has been denied does not mean that you are not disabled-there are various non medical reasons an application can be denied. Texas residents should not let a denial keep them down-there is a specific process to follow for filing an appeal and they should start working on it as soon as possible.

Why has my social security claim been denied?

According to the Social Security Administration, the sad reality is that one in four adult 20-year-old workers have the chance of becoming disabled before they reach retirement age. This means even though we don't like to think about disability and how it may affect us, it is important to know what options there are for taking care of one's own financial future and that of lived ones.

What if my SSD benefits are up for review?

Texans who have been approved for and are receiving Social Security disability benefits should be aware that the SSD benefits will not be provided indefinitely and there will be periodic reviews of the case. This is to make certain that the illness, condition or injury is still sufficiently severe that the SSD benefits should continue. This is true for any kind of disability benefits. If the person's issues have not improved, then the benefits will continue. It is vital to understand certain points about a disability review.

Social Security benefits for disabled children

A person in Texas can become disabled at any age. In some cases, a person is born with a disability; in other cases, a person may develop a disability later in life. Regardless of when it develops, a disability can prove to be a preventative factor in a person's ability to obtain the income they need to meet the requirements of daily life. For adults, this means they will need to rely on another source of monetary income, which can often come in the form of Social Security disability benefits.

Comparing SSD benefits to private disability insurance

There are many questions and complexities that can arise when looking at Social Security disability cases. In general, if you have worked, and therefore paid enough money into the Social Security system over a certain amount of time, you may qualify for SSD benefits if all other requirements are met. However, it can involve a lengthy and complex process. Having an attorney at your side to represent your interests can be helpful, in some cases.

Is there a way to appeal a denial of SSD benefits?

It is an unfortunate fact that no matter how badly a person in Killeen, Texas, needs Social Security Disability benefits, many people will have their initial applications for benefits denied. However, they should not lose hope. There is a four-step appeals process in place for those who want to challenge a denial of benefits.

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